
DISCLAIMER: Please note that every case is different and these verdicts and settlements, while accurate, do not represent what we may obtain for you in your case.
An 18-year-old female from Newark was in a drunk driving truck accident after a truck being driven by man from Westerville ran a red light. The accident occurred on SR310 in St. Albans Township. She died while on route to the Hospital.
In this case there was not enough insurance to fully compensate the family of the deceased. This happens quite often in wrongful death cases. The party at fault has little or no insurance or leaves the scene for fear of being arrested. The client does not have enough auto insurance to cover the medical bills or injuries sustained. Most of the time in Ohio, the party at fault has no assets to recover, which makes the bad situation even worse. This is why it is so vital to carry a large Uninsured Motorist Policy. The Uninsured Motorist policy (UM) pays for injuries, pain and suffering, etc, when the party at fault has no insurance. It is also a good idea to buy Underinsured motorist coverage (UIM), which pays when the party at fault has little insurance. I suggest that clients carry as much UM and UIM insurance as they can afford. You must protect yourself both from hurting someone (liability coverage) and from an uninsured or underinsured motorist crippling or hurting you ( UM and UIM coverage). The two types of coverage, UM AND UIM, are often sold together, but not always, so make sure both are listed on the declarations page of your auto policy you get in the mail. If you are not sure, call your insurance agent, and remember, "full coverage" may be only $12,500 coverage for UM and UIM, which is hardly enough to compensate a person or their family in the case of a wrongful death. case. I believe at least $100,000 liability and $100,000 UM / UIM coverage is the least you should carry for most clients.
Awarded: $85,000.00 (insufficient insurance)
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