I was injured in an Akron car crash while I was driving a relatives car. Whose insurance policy covers my injuries and the damage to the car?

Ohio is an “at-fault” state. This means that the insurance company of the driver who caused the wreck pays. If you caused an Ohio traffic accident while driving someone else’s car, both your own insurance policy and the insurance policy of the owner may be responsible for paying damages. Your injuries and your responsibility for injuries to others will be covered by the medical payments portion of your own insurance policy as long as you had permission to use the vehicle. However, your own insurance does not cover damage to the vehicle. The damage to the vehicle you were driving may not be covered unless the owner purchased collision coverage.

If someone else caused the accident, the at-fault driver’s insurance company should pay for your injuries.

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Akron
430 White Pond Drive
Akron, OH 44320
Phone: 330-253-5678
Toll Free: 800-218-4243
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Amherst
199 N. Leavitt Rd, Suite 201
Amherst, OH 44001 Get Directions

Beachwood
3401 Enterprise Pkwy, Suite 340
Beachwood, OH 44122 Get Directions

Canton
4884 Higbee Ave., NW
Suite 200
Canton, OH 44718 Get Directions

Columbus
1900 Polaris Parkway, Suite 450
Columbus, OH 43420 Get Directions

Independence
5005 Rockside Rd, Suite 600
Independence, OH 44131 Get Directions

Toledo
1690 Woodlands Dr.
Suite 200
Maumee, OH 43537 Get Directions

Medina
3637 Medina Rd, Suite 350
Medina, OH 44256 Get Directions

Mentor
7784 Reynolds Rd
Mentor, OH 44060 Get Directions

Ravenna
231 S. Chestnut St
Ravenna, OH 44266 Get Directions

Twinsburg
2112 Case Parkway S., Suite 9
Twinsburg, OH 44087 Get Directions

Warren
526 Niles Courtland Rd, SE
Warren, OH 44484 Get Directions

Westlake
1991 Crocker Rd, Suite 600
Westlake, OH 44145 Get Directions

Wooster
248 N. Walnut St
Wooster, OH 44691 Get Directions

Youngstown
16 Wick Ave., Suite 607
Youngstown, OH 44503 Get Directions

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