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If the accident was my fault, can I still file a personal injury claim?

 

A:

No, you cannot file a personal injury claim if your negligence caused the accident.  You may be able to file a claim for medical payments with your own auto insurance company if you purchased coverage for this. 

 

If you bought rental coverage, your auto insurance company will provide a rental car.

 

However, if you were cited for not wearing a seatbelt, lack of insurance, or something unrelated to causing the accident, you can probably still file a personal injury claim.  This issue is which person's carelessness actually caused the accident, not who received a citation.


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